Products & Services
Products & Services
As we work together to develop a customized financial program for you, I will walk you through a step-by-step process that will help make you feel confident in your decisions.
Once we have established and fine-tuned your financial goals, we will work to customize the appropriate strategies to reflect your vision and objectives. I will help you execute a sound financial program.
Following are brief explanations of the products and services we may utilize in developing your money management strategy:
Investment Planning
- Help you understand your risk tolerance and how it applies to investment strategy.
- Determine your asset allocation needs based on your goals and your risk tolerance.
- Recommend the appropriate investment vehicles that will best help you to pursue your goals.
Retirement planning
- Educate you so you can make the most of your employer-sponsored retirement plans and IRAs.
- Determine how much you will need in order to retire comfortably and to then also have enough to complete your personal bucket list.
- Manage your assets during accumulation and distribution phases, with focus on tax-efficient, risk-aware, goal-oriented strategy.
Estate planning
- Review your wills and trusts.
- Help preserve your wealth for your intended heirs and charities.
- Help you with beneficiary designations.
- Reduce your exposure to estate taxes and probate costs.
- Coordinate with your tax and legal advisors and help your executor and attorney walk through the distributions during what will be the most difficult of times.
Risk management
- Review your existing insurance policies.
- Recommend policy changes where appropriate.
- Find the best policies for your situation, goals and needs.
- Work with and around your available employer sponsored programs.
Education funding
- Recommend investment and accumulation strategies to help you pay for your children's education.
- Help you work through the difficult decisions surrounding education vs. retirement savings
- Help you with decisions and strategies around providing for those children who are not traditional college bound.
Tax management
- Look for ways to help reduce your current and future tax burden.
- Refer you to qualified tax specialists.
- Walk through your tax returns with you to make sure you have a complete understanding of your taxes.